I've had problems too, I had a link where I could go to sign in (used my MZ username and password). After that it was fine... although that was a Squirrelmail error, sometimes I've had errors about not being logged in and no links at all.
There are no ways of borrowing money in MZ. If you're stuggling financially and have warnings over debt, it's best to sell some players in the short term, maybe fringe players if that's enough to cover the debt, and in the long term set up your stadium correctly, bound to have the ratios earlier in this thread.
There is no "best value/wage ratio." The best value/wage ratio is when the players' salaray is 0. Beyond that, The way I look at it, if I'm looking to keep the player, is just to see if I really need him, and then to look at the cost. If the player is good, it's usually worth it. If you really need him, keep him. If you don't need him, get rid of him. The better the player is the higher his contract will usually be. The player will not leave without being sold or fired. You cannot lower the wages of the player. At the start of each season your player contracts are renegotiatied by MZ.
ok, in your browser press 'print screen' on your keyboard. (its on the left of scroll lock) and then go to Paint and paste the picture in. Cut out which bit you want, then open a new Paint document and paste the new section in there. Now, go to Save As and save it as a .jpg or a .gif file. After youve done this, goto the image, select it then press Crop which will get rid of any white you have and makes it smaller. then goto 'Post Reply' on here and then 'Browse' at the bottom of the screen and add your pic.
What shark means by your browser is the window that you use to open manager zone with. If there is a picture of a table you want or a player, scroll down till it's in the middle of the screen and press the print screen button on your keyboard and then do what Shark says.
I don't know what you mean by 'GB'. I'm taking a guess here that you mean your MZ Guestbook, the answer to that is that no, you cannot insert pictures into Guestbooks.
Make an account, login, and load up the photo you want. Then copy the link it gives you for the picture. Then login to Mz, go into the bit for editing your WFO, and add this code (replace photo name here with the address it gives you, obviously):
Find the team you want to play a friendly match with you go to the "challenge" tab select a date and challenge that team!hopefully if you challenge it for a home and away match yuor challenge will be accepted.